Coverage for Cancer and other critical costsMedical advances have made it possible to extend our life span, overcoming diseases with miraculous cures, but if you are diagnosed with a serious illness or cancer, traditional medicare programs may not pay for all the services you need. Nobody plans for critical illness, but statistics tell us we should plan for the possibility this will affect someone in our family.
Critical Illness Insurance pays the insured a lump sum at the point of diagnosis to cover the unexpected costs that are certain once treatment is underway. It’s not your only protection, but it provides a buffer than can help pay your deductible or a few mortgage payments while you’re in the hospital. Simplified, Critical Illness Insurance is designed to pay a lump sum to the insured at the first-ever diagnosis of 12 covered illnesses or procedures. The application is short and no medical exams are required. This video gives a nice overview of your critical illness coverage options.
There are some things in life you just don't plan for - usually. That's why it pays to have someone you trust in the insurance business. Contact licensed agent, Jeff Carlson, today to discuss your options. (719) 360-8441.